Homebuyer Assistance

Santa Clara County Empower Homebuyers Down Payment Assistance Program

 Join the 1-hour webinar to learn how the program can help you buy your first home!

In partnership with the City of Morgan Hill and Housing Trust Silicon Valley, the City of Gilroy is hosting an online webinar to share information about the County's Empower Homebuyers Down Payment Assistance Program.

Webinar:  Thursday, February 16, 2023, 6 – 7 PM

Registration:   https://bit.ly/EmpowerFeb16

Empower is a loan program to help first-time homebuyers with up to 17% of the purchase price of a single-family home, condo, or townhome in Santa Clara County.  The maximum loan amount is $187,000 on a home that is up to $1,100,000.  With only a 3% down payment required from the buyer, a 20% down payment on the home is possible.  As a 30-year deferred loan, no monthly loan payments are required


This program is made for those with low to moderate incomes in the Bay Area.  For example, with a household of four people, if your combined income is $202,200 or less, you may be eligible.  If you want to buy a home just for yourself and make $141,550 or less, you could also qualify.  Homebuyers must live or work in Santa Clara County.

To learn more, visit https://housingtrustsv.org/empower


For questions about the program, please contact Empower Homebuyers at EmpowerHomebuyersSCC@housingtrustsv.org or call(408) 703-3837 Ext. 301.


Contact Us

  1. Housing & Community Development
    Monday - Thursday
    8:30 a.m. - 4:30 p.m.

    7351 Rosanna St.
    Gilroy, CA  95020

    Ph: 408-846-0451

    Sandra Nava

    HCD Technician
    Staff Directory