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The original item was published from 12/5/2022 11:01:17 AM to 12/9/2022 12:00:01 AM.

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Posted on: December 5, 2022

[ARCHIVED] Empower Homebuyers Down Payment Assistance Program

Empower Homebuyers Webinar _2_

In partnership with the City of Morgan Hill and Housing Trust Silicon Valley, the City of Gilroy is hosting an online webinar to share information about the County's Empower Homebuyers Down Payment Assistance Program. 

Spanish webinar | Tuesday, December 6, 2022, 6 – 7 PM Registration | bit.ly/EmpowerDec6 

English webinar | Thursday, December 8, 2022, 6 – 7 PM Registration | bit.ly/EmpowerDec8 

Empower is a loan program to help low to moderate-income first-time homebuyers with up to 17% of the purchase price of a single-family home, condo, or townhome in Santa Clara County. The maximum loan amount is $187,000 on a home that is up to $1,100,000. With only a 3% down payment required from the buyer, a 20% down payment on the home is possible.  As a 30-year deferred loan, no monthly loan payments are required. 

For example, with a household of four people, if your combined income is $202,200 or less, you may be eligible.

 If you want to buy a home just for yourself and make $141,550 or less, you could also qualify.  Homebuyers must live or work in Santa Clara County. For more information about Income Limits, Program Requirements, and How to Pre-Qualify, please visit housingtrustsv.org/empower 

For questions about the program, please contact Empower Homebuyers at EmpowerHomebuyersSCC@housingtrustsv.org or call (408) 703-3837 Ext. 301.

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